AAMI offers two different types of car insurance. To make it easier for you to do a car insurance comparison we have provided the table below. For full details and cover terms, please see our Car Insurance policy documents.
Features |
Comprehensive Car Insurance |
Third Party Car Insurance |
| Cover for damage to your car |
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| Cover for damage to other people's cars or property, up to $20 million |
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| Cover for damage caused by fire, theft or attempted theft |
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Optional, up to $5,000 |
| Hire car if your car is stolen | Yes, up to 21 days | Optional, up to 14 days |
| Cover if an uninsured driver damages your car |
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Up to $3,000 |
| Lifetime Guarantee on authorised repairs even if you sell the car |
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| Discount for buying a new policy online |
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Pay by the month payment option (fee applies) |
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| Speak to a real person 24/7 on 13 22 44 |
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| Free Skilled Drivers course for drivers under 25 |
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| Rating one for life, even if you make future claims |
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| New car replacement if your car is written off in first 2 years of registration |
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| Agreed value |
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| Additional benefits and discounts for safe drivers |
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| Free valet service for claims in metropolitan areas serviced by our assessment centres |
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Comparing car insurance is an important part of the buying process. We understand that car owners compare car insurance every now and then, so we thought we’d give you a few tips to help you get the best car insurance for your needs.
Does your car have accessories? Some car insurance policies don’t necessarily cover the accessories fitted to your car. If covering these is important, make sure you take this into account when comparing car insurance.
Make sure all your details are correct. When you do a car insurance comparison, make sure all your details are correct. Getting an accurate quote or a clear idea of policy cover can depend a lot on the smallest details.
Compare features. What different insurance companies offer as part of a policy cover can vary. When doing a car insurance comparison, ensure you take into account the features and any limitations of the policy.
Cheapest isn’t always best. When you compare car insurance, lower prices can be enticing. But remember that the type of coverage you get and the features offered can make a big difference if you need to make a claim. With AAMI for example, there is a real person 24/7 to answer your call, not some machine!
Get an instant car insurance quote online. What are you waiting for? Start saving now and find out why so many people are lucky they’re with AAMI.