Car Insurance Comparison

AAMI offers two different types of car insurance. To make it easier for you to do a car insurance comparison we have provided the table below.  For full details and cover terms, please see our Car Insurance policy documents.

 

Features

Comprehensive Car Insurance

Third Party Car Insurance

Cover for damage to your car Tick  
Cover for damage to other people's cars or property, up to $20 million Tick Tick
Cover for damage caused by fire, theft or attempted theft Tick Optional, up to $5,000
Hire car if your car is stolen Yes, up to 21 days Optional, up to 14 days
Cover if an uninsured driver damages your car Tick Up to $3,000
Lifetime Guarantee on authorised repairs even if you sell the car Tick Tick
Discount for buying a new policy online Tick Tick
Pay by the month payment option
(fee applies)
Tick Tick
Speak to a real person 24/7 on 13 22 44 Tick Tick
Free Skilled Drivers course for drivers under 25 Tick  
Rating one for life, even if you make future claims Tick  
New car replacement if your car is written off in first 2 years of registration Tick  
Agreed value Tick  
Additional benefits and discounts for safe drivers Tick  
Free valet service for claims in metropolitan areas serviced by our assessment centres Tick  

Car Insurance Comparison Tips

Comparing car insurance is an important part of the buying process. We understand that car owners compare car insurance every now and then, so we thought we’d give you a few tips to help you get the best car insurance for your needs.

Does your car have accessories? Some car insurance policies don’t necessarily cover the accessories fitted to your car. If covering these is important, make sure you take this into account when comparing car insurance.

Make sure all your details are correct. When you do a car insurance comparison, make sure all your details are correct. Getting an accurate quote or a clear idea of policy cover can depend a lot on the smallest details.

Compare features. What different insurance companies offer as part of a policy cover can vary. When doing a car insurance comparison, ensure you take into account the features and any limitations of the policy.

Cheapest isn’t always best. When you compare car insurance, lower prices can be enticing. But remember that the type of coverage you get and the features offered can make a big difference if you need to make a claim. With AAMI for example, there is a real person 24/7 to answer your call, not some machine!

Get an instant car insurance quote online. What are you waiting for? Start saving now and find out why so many people are lucky they’re with AAMI.